Investing VS Trading

Currently, according to Coinmarketcap, the cryptocurrency market capitalization is more than 812 billion dollars. However, this figure is against the background of the decline that is currently observed in all financial markets. Even at the beginning of the year, the capitalization amounted to more than 3 trillion dollars.

The dynamism with which the crypto industry is developing is unmatched by any market, be it the capital market or the debt market. And this is just the beginning, because in the future, the volume of the crypto market may exceed the volumes of all existing markets.

So how not to miss the chance to earn, which strategy to choose?

In general, everyone has a choice of 2 options: engage in trade, that is, trading, or invest for the medium or long term. It all depends on your goals, risk appetite, and financial capabilities.

Let’s analyze each of the strategies.

Cryptocurrency trading involves buying and selling currency in a short period of time. It can be a day, an hour, or even with a difference of a few minutes. The difficulty of such a process is to guess the exchange rate, whether the price will “climb” up.

According to statistics, 95% of all traders fail. This does not mean that you have a 95% chance of failure, but rather that for every hundred traders who enter the market, statistically only five make a profit. This is a ratio that begs the question, why are so many traders losing money?

First, most people who start trading do so without a trading strategy or plan. A trading plan usually includes investment objectives, a risk management strategy, entry and exit points, and any other rules or guidelines to follow. Without a clearly defined trading plan, the emotions of inexperienced traders will take over and lead to impulsive decisions.

Another common mistake traders make is excessive leverage. Leverage is when you borrow money to increase your exposure to the market.

While leverage can be a powerful tool for generating large returns on small investments, it can also lead to significant losses.

For example, let’s say you have $1,000 in your trading account and you use x10 leverage to buy $10,000 worth of Bitcoin.

If the price of Bitcoin goes up by 10%, you’ve just made a 100% return on your investment.

However, if the price of Bitcoin falls by 10%, you will simply lose all your funds. Therefore, leverage should be used with caution.

Many people like to trade cryptocurrency because it can be very similar to gambling. Of course, trading is much more interesting than just investing. But is it worth it?

Smart investing in cryptoassets is less risky and more stable.

Evaluating and choosing a reliable cryptocurrency is much more difficult than, for example, stocks or bonds, but everything is possible.

Much of the value of cryptocurrencies is based on assumptions about the future development of both the currency itself and the blockchain on which it is created.

This approach is explained by the main characteristics of cryptocurrencies: there is no centralized authority to manage them, no accounting information, income or profit to analyze.

You may have come across the term “HODL”. HODL is an acronym for “Hold on for Dear Life”, which was coined when a Bitcointalk forum user accidentally wrote “HODL” instead of “HOLD”.

Basically, it means buy and hold forever. This strategy is based on the belief that cryptocurrency prices will continue to rise significantly in the long term. In addition, when there is a decline in the market, “hodlers” do not sell their assets in a panic, but expect the recovery of the market and profit in the future.

HODLing can be an ideal entry strategy for new investors. Compared to the technicalities of, say, day trading, which is extremely complex and time-consuming, HODLing can be much simpler. This is analogous to the “buy and hold” strategy used in the stock market.

The disadvantage of such a strategy is the amount of time it takes to get the desired profit.

The time required depends on how much you as an investor aim to earn in the first place. For example, if the goal is to make a profit of 2%, it will probably take a short time to reach that goal. However, more often than not, most investors aim to at least double their deposit, which takes time and patience.